Utah Mortgage Lender in Lehi, UT
Home loans
made easy.
I'm Chandler Perry, a Utah mortgage loan officer. I help first-time buyers, folks moving up, and homeowners refinancing get a real answer on what they qualify for. Pre-qualification starts with a short phone call. No pressure, no jargon, no runaround.
Utah loan programs
Find the right Utah home loan.
Conventional, FHA, VA, USDA, jumbo, first-time buyer programs, Utah down payment assistance, and refinances. Same loan officer from your first call to closing day.
How the mortgage process works
From pre-qualification to keys. No mystery.
Quick questions
I ask a short list of questions about your goals and situation.
Income docs and credit estimate
You send income docs and tell me roughly where your credit is. That gets you pre-qualified.
Credit pull
Once I've reviewed that, I pull credit to confirm.
Accurate range and pre-approval
I give you an accurate price range and a pre-approval based on your real information.
Free mortgage calculators
Run your mortgage numbers.
Estimate your payment, what you can afford, refinance break-even, and closing costs. No email wall. No sales pitch.
Mortgage calculator
All 10 licensed states. Taxes, insurance, HOA and mortgage insurance.
What can I afford?
Income, debt, down payment in plain English.
Refi break-even
When does the new rate actually pay off?
Rent vs. buy
The honest, no-thumb-on-the-scale comparison.
Closing costs
Estimate what you actually bring to the table.
First-time buyer, Utah Housing, credit, and the full process.
About Chandler
A lender who picks up the phone.
I'm a licensed loan officer with Accordia Mortgage, based in Utah and licensed across 10 states. Most of my clients are first-time buyers, folks moving up, or homeowners looking at a refinance.
You work with me directly. Same person from the first quote to the closing table. You can call, text, or email me. I'll get back to you.
Free for Utah agents
Live CE classes on Zoom.
CORE and elective continuing education for Utah real estate agents. Practical classes on the REPC, ethics, fraud prevention, 1031 exchanges, and lending. Check the calendar and grab a seat.
Next move
Ready when you are.
Pre-qualification starts with a short conversation. No fees, no obligation, no spam. Just a real loan officer running the numbers with you.