Honest answers, written by a human.
No SEO fluff. These are the guides I send my own clients before they buy or refinance a home in Utah.
The full Utah first-time home buyer guide: credit, down payment, programs, the process, and what nobody tells you. Updated for 2026.
Read the guideA practical guide to Utah Housing down payment assistance, including eligibility, income limits, and how to apply through an approved lender.
Read the guideExact credit score minimums for every Utah mortgage program: conventional, FHA, VA, USDA, jumbo. Plus how to bump your score before applying.
Read the guideDay by day: what happens from offer accepted to closing day on a Utah home loan. What to expect and where things slow down.
Read the guideReady when you are.
Pre-qualification starts with a short conversation. No fees, no obligation, no spam. Just a real loan officer running the numbers with you.